San Diego County property record for 1221 Purdy St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,048 sqft · built 1990 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (May 2018) |
| Tax Bill | $6,994 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 577-581-16-00 |
| Primary APN | 577-581-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,048 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 7,900 sqft (0.181 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1221 PURDY ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 439 TR 004772 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Tract | 004772 |
| Legal Block | 1 |
| Legal Lot Number | 439 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3107 |
1221 Purdy St is owned and occupied by two individuals who bought it in May 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1221 PURDY ST, SPRING VALLEY, CA 91977-4756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| May 29, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on File |
| Deed Sale | May 29, 2018 · Amount on File |
| Prior Sale | Oct 16, 2014 · Amount on File |
| Deed Document Number | 2018215616 |
| Prior Transfer Date | Sep 5, 2003 |
| Prior Transfer Doc | 0001106264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1221 PURDY ST, SPRING VALLEY, CA 91977-4756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1221 PURDY ST, SPRING VALLEY, CA 91977-4756 |
| Document Number | 0000226330 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0226330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1221 PURDY ST, SPRING VALLEY, CA 91977-4756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000290985 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-0290985 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2018 |
| Property Address | 1221 PURDY ST, SPRING VALLEY, CA 91977-4756 |
| Document Number | 0000215616 |
| Instrument Date | May 1, 2018 |
| Instrument | 215616 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1221 PURDY ST SPRING VALLEY CA 919774756, SPRING VALLEY, CA 91977-4756 |
| Document Number | 215617 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 215617 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
The 2025 property tax bill for 1221 Purdy St was $6,994.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,666 (+2%) Land $412,005 Building $127,661 | |
| 2025 | $6,994.00 | $529,085 Land $403,927 Building $125,158 |
| 2023 | $6,535.00 (+1.52%) | $508,542 Land $388,243 Building $120,299 |
| 2022 | $6,437.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1221 Purdy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1221 Purdy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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