LaSalle County property record for 1221 Plain St, Peru, IL 61354
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,962 sqft · built 1972 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2024) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Nov 2009 Mortgage Aug 2010 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-16-116-003 |
| Primary APN | 17-16-116-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,962 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 1221 PLAIN ST |
|---|---|
| City | PERU |
| State | IL |
| Zip | 61354-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK ADD, LT 6 (EX PT ST RD) BLK 9 SEC 16-33-1 |
| Legal Range | 01 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | PARK ADD |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 963000 |
Source: LaSalle County records · APN 17-16-116-003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Aug 23, 2010 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS OF ILLINOIS |
| Jul 01, 2024 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK MENDOTA |
| Nov 17, 2017 | Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2024 · Amount on Record |
| Deed Sale | Jul 01, 2024 · Amount on Record |
| Prior Sale | Nov 17, 2017 · Amount on Record |
| Deed Document Number | 20246996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200928608 |
|---|---|
| Date | Nov 17, 2009 |
| Instrument | 2009-28608 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Address | PERU, IL 61354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201017354 |
|---|---|
| Date | Aug 23, 2010 |
| Instrument | 2010-17354 |
| Name | FINANCIAL PLUS OF ILLINOIS |
|---|---|
| Address | PERU, IL 61354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Jul 01, 2024 |
| Property Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Document Number | 0202406996 |
| Instrument Date | Jun 24, 2024 |
| Instrument | 2024-06996 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Document Number | 0202406997 |
|---|---|
| Date | Jul 01, 2024 |
| Instrument | 2024-06997 |
| Name | FIRST STATE BANK MENDOTA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.63% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 5.63% |
| Max Rate At Change | 9.63% |
| Index | 1-Year CMT |
| Max Rate | 13.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Nov 17, 2017 |
| Property Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Document Number | 201718655 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 201718655 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1221 PLAIN ST, PERU, IL 61354-2365 |
| Document Number | 201718656 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 201718656 |
| Name | SPRING VALLEY CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Peru Township |
| Municipality | Peru City |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Peru Elementary School District 124 (PK - 08) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,785.00 (+5.65%) | $67,984 (+15.58%) Land $6,987 Building $60,997 | $203,952 (+15.58%) Land $20,961 Building $182,991 |
| 2024 | $4,529.00 | ||
| 2023 | $58,818 (+86.32%) Land $6,045 Building $52,773 | $176,454 (+86.32%) Land $18,135 Building $158,319 | |
| 2022 | $31,568 Land $4,297 Building $27,271 | $94,704 Land $12,891 Building $81,813 |
Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Connecting Point Computer Center, Geneseo Communications, Verizon.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PERU serves 9,896 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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