1221 Oley St, Reading, PA 19604 Property Records

Berks County property record for 1221 Oley St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,437 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Apr 2024)
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-54-14-8147`

Property Details

APN / Parcel Number

Primary APN	`5317-54-14-8147`
Alternative APNs	`12-5317-54-14-8147` `12554300` `554300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12554300
Street Address	1221 OLEY ST
City	READING
State	PA
Zip	19604-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	1500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1221 OLEY ST, READING, PA 19604-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage FULTON BANK NA
Sep 14, 2023	Deed, Transfer · Stand-Alone First Mortgage CHANGFA YANG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	202412264
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1221 OLEY ST, READING, PA 19604-2513
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	NOT AVAILABLE, YOUR HOME STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W OLEY ST, READING, PA 19601-2414

Mortgage

Document Number	0000012265
Date	Apr 29, 2024
Instrument	2024012265

Lender

Name	FULTON BANK NA
Type	Bank
Address	4429 BONNEY RD STE 310, VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 14, 2023
Property Address	1221 OLEY ST, READING, PA 19604-2513
Document Number	0000027400
Instrument Date	Sep 11, 2023
Instrument	2023027400
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 HAMPDEN BLVD, READING, PA 19604-1920

Mortgage

Document Number	0000027401
Date	Sep 14, 2023
Instrument	2023027401

Lender

Name	CHANGFA YANG
Type	Private Party
Address	11 HIDDEN BROOK WAY, SINKING SPRING, PA 19608

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00 (+6.65%)	$39,800 (-) Land $12,000 Building $27,800	$12,000 (-69.85%) Land $12,000
2024	$1,053.00 (-39.45%)	$39,800 (-) Land $12,000 Building $27,800
2023	$1,739.00 Homeowner's exemption	$39,800 Land $12,000 Building $27,800
1994			$39,800 Land $12,000 Building $27,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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