1221 N Jay St, Griffith, IN 46319 Property Records

Lake County property record for 1221 N Jay St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1965
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$1,907 (2024)
Deeds & Mortgages	Jun 2017 Loan Modification Jun 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-15-26-0272-0009`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0272-0009`
Alternative APNs	`45-07-26-406-006.000-006` `152602720009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0272-0009
Old Parcel Number	152602720009
Street Address	1221 N JAY ST
City	GRIFFITH
State	IN
Zip	46319-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PARK 3RD ADD. TO GRIFFITH LOT 91
Legal Subdivision	THE PARK 3RD ADD
Legal Lot Number	91
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3009
Census Tract	41001

Owner

1221 N Jay St is owned and occupied by an individual who acquired it in June 2015.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1221 N JAY ST, GRIFFITH, IN 46319-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Jun 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2015
Deed Sale	Jun 9, 2015
Deed Document Number	2015 035555
Record Updated	Jun 8, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	1221 N JAY ST, GRIFFITH, IN 46319-1722
Document Number	0000045437
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 N JAY ST GRIFFITH IN 463191722, GRIFFITH, IN 46319-1722

Mortgage

Document Number	0000045437
Date	Jul 24, 2017
Instrument	45437

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1221 N JAY ST, GRIFFITH, IN 46319-1722
Document Number	0000047669
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 N JAY ST GRIFFITH IN 463191722, GRIFFITH, IN 46319-1722

Mortgage

Document Number	0000047669
Date	Aug 1, 2017
Instrument	47669

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,300 Land $28,600 Building $146,700	$175,300 Land $28,600 Building $146,700
2024	$1,907.00
2023		$162,600 (+12.53%) Land $28,600 Building $134,000	$162,600 (+12.53%) Land $28,600 Building $134,000
2022	$1,638.00 Homeowner's exemption	$144,500 Land $28,600 Building $115,900	$144,500 Land $28,600 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 N Jay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	80 (1981–2026)
Claims Outside the SFHA	6 of 80
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1221 N Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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