Osceola County property record for 1221 Myrtle Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Nov 2019) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0626312840000N0220 |
| Primary APN | 0626312840000N0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96234 |
|---|---|
| Street Address | 1221 MYRTLE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PLAT OF COLORED QUARTER PB 1 PG 39 BLK N LOTS 22-24 & S1/2 OF VAC 12TH ST ABUTTING LOT 24 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD CNTRY EST |
| Legal Tract | 2840 |
| Legal Block | N |
| Legal Lot Number | 22-24 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 43600 |
Source: Osceola County records · APN 0626312840000N0220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1221 MYRTLE AVE, SAINT CLOUD, FL 34771-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC |
| Oct 12, 2018 | Warranty Deed, Transfer PREMIER TITLE/CTRL FL |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Oct 12, 2018 · Amount on Record |
| Deed Document Number | 2019152220 |
| Deed Book / Page | 5628 / 0694 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 1221 MYRTLE AVE, SAINT CLOUD, FL 34771-4868 |
| Document Number | 0056280694 |
| Book / Page | 5628 / 0694 |
| Map Reference | MB 1 PG 39 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019152220 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 CODY ALLEN CT, 590, SAINT CLOUD, FL 34769-5730 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1221 MYRTLE AVE, SAINT CLOUD, FL 34771-4868 |
| Document Number | 0005628696 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 5628/696 |
| Name | HOME1ST LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 12, 2018 |
| Property Address | 1221 MYRTLE AVE, SAINT CLOUD, FL 34771-4868 |
| Document Number | 0054162792 |
| Book / Page | 005416 / 002792 |
| Instrument Date | Oct 08, 2018 |
| Instrument | 153689 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | PREMIER TITLE/CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 700876 ST CLOUD FL 347700876, ST CLOUD, FL 34770-0876 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+6.37%) Homeowner's exemption | $221,986 (+5.99%) | $333,500 (+17.35%) Land $75,000 Building $258,500 |
| 2023 | $3,013.00 (+3.72%) Homeowner's exemption | $209,447 (+3%) | $284,200 (+25.92%) Land $52,000 Building $232,200 |
| 2022 | $2,905.00 Homeowner's exemption | $203,347 | $225,700 Land $52,000 Building $173,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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