San Diego County property record for 1221 Mountain View Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,733 sqft · built 1993 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Nov 2017) |
| Tax Bill | $9,175 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-172-01-00 |
| Primary APN | 401-172-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,733 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 98,010 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1221 MOUNTAIN VIEW RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 TR 010573 |
| Legal Subdivision | EL CAJON #3860 |
| Legal Tract | 010573 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 15501 |
Source: San Diego County records · APN 401-172-01-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit BLUPEAK CU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REALMORTGAGE INC |
| Oct 07, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Jul 17, 1991 · Amount on Record |
| Deed Document Number | 2017531345 |
| Last Transfer Date | Oct 01, 2019 |
| Transfer Doc | 0000447149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000265442 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-0265442 |
| Name | BLUPEAK CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000710681 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-0710681 |
| Name | REALMORTGAGE INC |
|---|---|
| Address | CARLSBAD, CA 92008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 07, 2019 |
| Property Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000447149 |
| Map Reference | MAP 10573 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 2019-0447149 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000447150 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 2019-0447150 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 14, 2017 |
| Property Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000531345 |
| Map Reference | MAP10573 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 2017-0531345 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1221 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7830 |
| Document Number | 0000531346 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017-0531346 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,271 (+2%) Land $336,627 Building $446,644 | |
| 2025 | $9,175.00 (+0.2%) Homeowner's exemption | $767,914 (+4.04%) Land $330,027 Building $437,887 |
| 2023 | $9,157.00 (+0.81%) Homeowner's exemption | $738,096 Land $317,212 Building $420,884 |
| 2022 | $9,083.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Very High above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | About 1 in 61 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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