1221 Masthead Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 1221 Masthead Dr, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,599 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2014)
Tax Bill	$6,379 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-0-131-065`

Property Details

APN / Parcel Number

Primary APN	`187-0-131-065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1221 MASTHEAD DR
City	OXNARD
State	CA
Zip	93035-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 231801 LOT: 11 REF: 064MR 052
Legal Subdivision	TRACT NO 2318 1
Legal Tract	231801
Legal Block	131
Legal Lot Number	11
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2008
Census Tract	3614

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT
Oct 26, 2017	Deed of Trust, Mortgage · Conventional with PMI CAPSTONE DIRECT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Deed Document Number	201467756
Prior Transfer Date	Sep 3, 2004
Prior Transfer Doc	0000243205
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424

Mortgage

Document Number	2022000105499
Date	Oct 28, 2022
Instrument	2022000105499

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424

Mortgage

Document Number	0000149391
Date	Aug 11, 2021
Instrument	20210811-00149391

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company
Address	NEWBURY PARK, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424
Document Number	0000078960
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1221 MASTHEAD DR OXNARD CA 930352424, OXNARD, CA 93035-2424

Mortgage

Document Number	0000078960
Date	Jun 5, 2020
Instrument	78960

Lender

Name	CAPSTONE DIRECT
Address	THOUSAND OAKS, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1221 MASTHEAD DR, OXNARD, CA 93035-2424
Document Number	0000141625
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1221 MASTHEAD DR OXNARD CA 930352424, OXNARD, CA 93035-2424

Mortgage

Document Number	0000141625
Date	Oct 31, 2017
Instrument	141625

Lender

Name	CAPSTONE DIRECT
Address	THOUSAND OAKS, CA 91320

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,401 (+2%) Land $345,726 Building $185,675
2025	$6,379.00 (+2.19%) Homeowner's exemption	$520,982 (+4.04%) Land $338,947 Building $182,035
2024	$6,242.00 (+3.81%)
2023	$6,013.00 (+3.14%) Homeowner's exemption	$500,752 Land $325,785 Building $174,967
2022	$5,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile USA, Verizon.

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