1221 Maple St, Troy, OH 45373 Property Records

Miami County property record for 1221 Maple St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1949
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Jan 2006)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C06-081369`

Property Details

APN / Parcel Number

Primary APN	`C06-081369`
Alternative APNs	`050632.1-03-025-00` `C06CC032A06300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	2,376 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	18,557 sqft (0.426 acres)
Lot Dimensions	232 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	432 sqft
Patio Area	240 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1221 MAPLE ST
City	TROY
State	OH
Zip	45373-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-32 LOT 171 HOME ACRES
Legal Range	06
Legal Township	05
Legal Section	32
Legal Subdivision	HOME ACRES
Legal Lot Number	171
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1037
Census Tract	365302

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1221 MAPLE ST, TROY, OH 45373-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 16, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Sep 9, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 4, 2006 · Amount on Record
Deed Sale	Jan 4, 2006 · Amount on Record
Prior Sale	Dec 20, 2004 · Amount on Record
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 2, 2026
Property Address	1221 MAPLE ST, TROY, OH 45373-3808
Document Number	0000006660
Instrument Date	May 1, 2026
Instrument	20266660
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MAPLE ST, TROY, OH 45373-3808

Mortgage

Document Number	0000006660,
Date	Jun 2, 2026
Instrument	20266660

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1221 MAPLE ST, TROY, OH 45373-3808
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MAPLE ST, TROY, OH 45373-3808

Mortgage

Document Number	0000017172
Date	Dec 5, 2022
Instrument	2022OR-17172

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1221 MAPLE ST, TROY, OH 45373-3808
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MAPLE ST, TROY, OH 45373-3808

Mortgage

Document Number	0000013512
Date	Sep 13, 2022
Instrument	2022OR-13512

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1221 MAPLE ST, TROY, OH 45373-3808
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004192
Date	Mar 16, 2022
Instrument	2022OR-04192

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1221 MAPLE ST, TROY, OH 45373-3808
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015784
Date	Sep 9, 2021
Instrument	2021OR-15784

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00 (+34.59%) Homeowner's exemption	$52,050 (+46.79%) Land $7,280 Building $44,770	$148,700 (+46.79%) Land $20,800 Building $127,900
2024	$1,379.00 (+2%) Homeowner's exemption	$35,460 (-) Land $7,320 Building $28,140
2023	$1,352.00 (+17.06%) Homeowner's exemption	$35,460 (-) Land $7,320 Building $28,140	$101,300 (-) Land $20,900 Building $80,400
2022	$1,155.00 Homeowner's exemption	$35,460 Land $7,320 Building $28,140	$101,300 Land $20,900 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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