1221 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 1221 Main St, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jul 2026)
Tax Bill	$11,033 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:018 L:061`

Property Details

APN / Parcel Number

Primary APN	`COTU M:018 L:061`
Alternative APN	`5274`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	2,985 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5274
Street Address	1221 MAIN ST
City	COTUIT
State	MA
Zip	02635-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	61
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1028
Census Tract	13200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cotuit Historic District listed 1987 · 106 contributing resources · NRIS 87000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Barnstable Town City records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1221 MAIN ST, COTUIT, MA 02635-3539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer
Sep 11, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit CHAIN BRIDGE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jan 9, 2013
Deed Document Number	202630299
Deed Book / Page	37759 / 83
Prior Transfer Date	Jul 22, 2026
Prior Transfer Doc	0000030299
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Jul 24, 2026
Property Address	1221 MAIN ST, COTUIT, MA 02635-3539
Document Number	0000030299
Book / Page	37759 / 83
Instrument Date	Jul 22, 2026
Instrument	202630299
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Sep 11, 2025
Property Address	1221 MAIN ST, COTUIT, MA 02635-3539
Document Number	037176-123
Book / Page	37176 / 123
Instrument Date	May 8, 2025
Instrument	36598
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 MAIN ST, COTUIT, MA 02635-3539

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	1221 MAIN ST, COTUIT, MA 02635
Document Number	32600-136
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7905 FOXHOLLAND RD MCLEAN VA 22102, MCLEAN, VA 22102

Mortgage

Document Number	32600-136
Date	Jan 6, 2020
Book Page	032600/000136
Instrument	499

Lender

Name	CHAIN BRIDGE BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 5, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,033.00 (+5.9%)	$1,321,300 (-0.06%) Land $813,000 Building $508,300	$1,260,270
2024	$10,418.00 (+12.87%)	$1,322,100 (+19.9%) Land $813,000 Building $509,100
2023	$9,230.00	$1,102,700 Land $671,900 Building $430,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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