1221 Katahdin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1221 Katahdin Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Lot Size	0.162 acres (7,071 sqft)
Owner	Individual Name on Record
Last Sale	$674,315 (Feb 2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-606984`

Property Details

APN / Parcel Number

Primary APN	`02-606984`
Alternative APN	`606984`

Exterior

Lot Area	7,071 sqft (0.162 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	606984
Street Address	1221 KATAHDIN DR
City	FREDERICK
State	MD
Zip	21702-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 327 7,071 SQ FT SYCAMORE RIDGE PH 2A
Legal Subdivision	SYCAMORE RIDGE PHASE 2A
Legal Phase	2A
Legal Lot Number	327
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1221 KATAHDIN DR, FREDERICK, MD 21702-1781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Jul 23, 2024 · Amount on Record
Deed Book / Page	17219 / 90
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1221 KATAHDIN DR, FREDERICK, MD 21702-1781
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177790288
Date	Mar 23, 2026
Book Page	17779/288

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	9.87%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20