1221 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1221 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,308 sqft · built 2015
Owner2 Individual Names on Record
Last Sale$240,000 (Feb 2022)
Tax Bill$2,504 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086944-0906

Property Details

APN / Parcel Number

Primary APN086944-0906

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015

Location & Zoning

Street Address1221 GOLDEN LAKE LOOP
CitySAINT AUGUSTINE
StateFL
Zip32084-5882
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR4017/803) LOFTS AT SEBASTIAN COVE II (THE) CONDO PH 9 BLDG 9 UNIT 9-6 OR5494/1387
Legal Range29E
Legal Township07S
Legal Section04
Legal SubdivisionLOFTS AT SEBASTIAN COVE
Legal Phase9
Legal Block1
Legal Lot Number6
Legal Unit9
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1021
Census Tract20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1221 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleMay 13, 2016 · Amount on Record
Deed Document Number202217403
Deed Book / Page5494 / 1387
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 16, 2022
Property Address1221 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5882
Document Number0054941387
Book / Page5494 / 1387
Map ReferenceMB 4081 PG 613
Instrument DateFeb 9, 2022
Instrument2022017403
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2251 DEER RUN TRL, WATERFORD TOWNSHIP, MI 48329-2384

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 GOLDEN LAKE LOOP, ST AUGUSTINE, FL 32084-5882

Mortgage

Document Number0054941389
DateFeb 16, 2022
Instrument5494/1389
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,000 (-) Building $224,000$224,000 (-) Building $224,000
2025$2,504.00 (+7.75%) Homeowner's exemption$224,000 (-)$224,000 (-)
2024$2,324.00 (-4.72%) Homeowner's exemption$224,000 (-2.88%)$224,000 (-2.88%)
2023$2,439.00 (+10.81%) Homeowner's exemption$230,640 (+23.34%)$230,640 (+23.34%)
2022$2,201.00$187,000$187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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