Cook County property record for 1221 Frontage Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,565 sqft · built 1991 |
| Lot Size | 0.371 acres (16,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jun 2019) |
| Tax Bill | $17,276 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-30-400-031 |
| Primary APN | 05-30-400-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,175 sqft (0.371 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1221 FRONTAGE RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 30 |
| Legal Subdivision | FRONTAGE ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 800800 |
1221 Frontage Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage SOFI BANK NA |
| Aug 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jun 5, 2019 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Deed Document Number | 201917081 |
| Prior Transfer Date | Jul 21, 2009 |
| Prior Transfer Doc | 0000029049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 17, 2026 |
| Property Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Document Number | 0004807007 |
| Instrument Date | Dec 26, 2025 |
| Instrument | 2604807007 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | THE SILK COMPANIES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Document Number | 0005422144 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2605422144 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Document Number | 2028016124 |
| Instrument Date | Aug 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1221 FRONTAGE RD WILMETTE IL 600911067, WILMETTE, IL 60091-1067 |
| Document Number | 2028016124 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 28016124 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 5, 2019 |
| Property Address | 1221 FRONTAGE RD, WILMETTE, IL 60091-1067 |
| Document Number | 1915617081 |
| Instrument Date | May 30, 2019 |
| Instrument | 15617081 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1221 FRONTAGE RD WILMETTE IL 600911067, WILMETTE, IL 60091-1067 |
| Document Number | 1915617082 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 15617082 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,000 Land $25,880 Building $71,120 | $970,000 Land $258,800 Building $711,200 | |
| 2023 | $17,276.00 (+5.13%) Homeowner's exemption | $80,000 (-) Land $25,880 Building $54,120 | $800,000 (-) Land $258,800 Building $541,200 |
| 2022 | $16,433.00 Homeowner's exemption | $80,000 Land $25,880 Building $54,120 | $800,000 Land $258,800 Building $541,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1221 Frontage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1221 Frontage Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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