1221 Fleur Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1221 Fleur Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1972
Lot Size	0.201 acres (8,763 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Jul 2025)
Tax Bill	$216 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-29-254-017`

Property Details

APN / Parcel Number

Primary APN	`8913-29-254-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	500 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,763 sqft (0.201 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1221 FLEUR DR
City	WATERLOO
State	IA
Zip	50701-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL HEIGHTS II ADDITION LOT 108
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	CENTRAL HEIGHTS II ADDITION
Legal Lot Number	108
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1502

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1221 FLEUR DR, WATERLOO, IA 50701-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	202510564
Prior Transfer Date	Apr 18, 2006
Prior Transfer Doc	0000025698
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 23, 2025
Property Address	1221 FLEUR DR, WATERLOO, IA 50701-3538
Document Number	0202510564
Instrument Date	Jul 3, 2025
Instrument	2025-10564
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 FLEUR DR, WATERLOO, IA 50701-3538

Mortgage

Document Number	0202510565
Date	Jul 23, 2025
Instrument	2025-10565

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 20, 2022
Property Address	1221 FLEUR DR, WATERLOO, IA 50701-3538
Document Number	202200014915
Instrument Date	Jan 18, 2022
Instrument	202200014915
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	NOT AVAILABLE, BLACK HAWK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 FLEUR DR, WATERLOO, IA 50701-3538

Mortgage

Document Number	202200014916
Date	Jan 20, 2022
Instrument	202200014916

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1221 FLEUR DR, WATERLOO, IA 50701-3538
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011538
Date	Dec 1, 2021
Instrument	202200011538

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$216.00 Homeowner's exemption	$191,960 (+8.69%) Land $28,050 Building $163,910	$191,960 (+8.69%) Land $28,050 Building $163,910
2023		$176,610 (+22.09%) Land $28,050 Building $148,560	$176,610 (+22.09%) Land $28,050 Building $148,560
2022	$3,328.00	$144,660 Land $28,050 Building $116,610
2021			$144,660 Land $28,050 Building $116,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, Nextlink.

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