1221 Etta Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 1221 Etta Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1991
Lot Size	0.448 acres (19,501 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2025)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-2667-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-2667-0000-0520`
Alternative APNs	`01182730` `1182730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,980 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,501 sqft (0.448 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	388 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01182730
Street Address	1221 ETTA AVE
City	SPRING HILL
State	FL
Zip	34609-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDENWOOD LOT 52
Legal Range	18E
Legal Township	23S
Legal Section	27
Legal Subdivision	LINDENWOOD
Legal Lot Number	52
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3021
Census Tract	40906

Owner

1221 Etta Ave is owned and occupied by an individual who bought it in September 2025.

Source: Hernando County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Sep 16, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	202564335
Deed Book / Page	4610 / 111
Prior Transfer Date	Aug 4, 2015
Prior Transfer Doc	0032590538
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 18, 2026
Property Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335
Document Number	0000041344
Book / Page	4724 / 681
Instrument Date	Jun 2, 2026
Instrument	202641344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335

Mortgage

Document Number	0000041344,
Date	Jun 18, 2026
Book Page	4724/681
Instrument	202641344

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 16, 2025
Property Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335
Document Number	0046100111
Book / Page	4610 / 111
Map Reference	MB 23 PG 48&49
Instrument Date	Sep 8, 2025
Instrument	2025064335
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6268 GLENSHIRE LN, INDIANAPOLIS, IN 46237-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 ELTA AVENUE, SPRING HILL, FL 34609

Mortgage

Document Number	0046100113
Date	Sep 16, 2025
Book Page	4610/113
Instrument	2025064336

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 31, 2020
Property Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335
Document Number	0038241352
Book / Page	3824 / 1352
Map Reference	MB 23 PG 48&49
Instrument Date	Mar 24, 2020
Instrument	2020020850
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	DYNAMIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335

Mortgage

Document Number	38241353
Date	Mar 31, 2020
Instrument	3824/1353

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 28, 2017
Property Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335
Document Number	0035101007
Book / Page	3510 / 1007
Map Reference	MB23 PG48&49
Instrument Date	Sep 14, 2017
Instrument	2017054718
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 ETTA AVE, SPRING HILL, FL 34609-6335

Mortgage

Document Number	35101008
Date	Sep 28, 2017
Instrument	3510/1008

Lender

Name	FIDELITY BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1221 Etta Ave was $2,899, up 0.3% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00 (+0.31%)	$190,833 (+2.9%)	$293,365 (-4.84%) Land $35,199 Building $258,166
2024	$2,890.00 Additional exemption filed	$185,455 (+3%)	$308,280 Land $35,199 Building $273,081
2023		$180,053 Land $180,053
2022	$2,133.00		$293,365 Land $35,199 Building $258,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Etta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Etta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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