1221 E Washington St, Bloomington, IL 61701 Property Records

McLean County property record for 1221 E Washington St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,890 sqft · built 1925
Lot Size	0.493 acres (21,473 sqft)
Owner	2 Individual Names on File
Last Sale	$193,500 (Sep 2021)
Tax Bill	$5,719 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-330-011`

Property Details

APN / Parcel Number

Primary APN	`21-03-330-011`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,655 sqft
1st Floor Area	1,836 sqft
Basement Area	765 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	21,473 sqft (0.493 acres)
Lot Dimensions	280 ft deep x 78 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1221 E WASHINGTON ST
City	BLOOMINGTON
State	IL
Zip	61701-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SUBN S1/2 3-23-2E E78 LOT 22
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Lot Number	22
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3000
Census Tract	1800

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1221 E WASHINGTON ST, BLOOMINGTON, IL 61701-4243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION
Sep 29, 2021	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202123456
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 23, 2022
Property Address	1221 E WASHINGTON ST, BLOOMINGTON, IL 61701-4243
Document Number	202200020593
Instrument Date	Nov 15, 2022
Instrument	2022-00020593
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1221 E WASHINGTON ST, BLOOMINGTON, IL 61701-4243

Mortgage

Document Number	202200020594
Date	Nov 23, 2022
Instrument	2022-00020594

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 29, 2021
Property Address	1221 E WASHINGTON ST, BLOOMINGTON, IL 61701-4243
Document Number	202100023456
Instrument Date	Sep 23, 2021
Instrument	2021-00023456
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 E WASHINGTON ST, BLOOMINGTON, IL 61701-4243

Mortgage

Document Number	202100023457
Date	Sep 29, 2021
Instrument	2021-00023457

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,952 (+23.68%) Land $26,249 Building $65,703	$275,856 (+23.68%) Land $78,747 Building $197,109
2024	$5,719.00 (+8.03%)
2023	$5,294.00 (+5.23%)	$74,345 (+5.9%) Land $21,223 Building $53,122	$223,035 (+5.9%) Land $63,669 Building $159,366
2022	$5,031.00	$70,201 Land $20,040 Building $50,161	$210,603 Land $60,120 Building $150,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Pavlov Media.

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