1221 E Pratt Dr, Palatine, IL 60074 Property Records

Cook County property record for 1221 E Pratt Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,951 sqft · built 1964
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2001)
Tax Bill	$8,557 (2023)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-13-107-028`

Property Details

APN / Parcel Number

Primary APN	`02-13-107-028`
Alternative APN	`02-13-107-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,951 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1221 E PRATT DR
City	PALATINE
State	IL
Zip	60074-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST) (UNIT3) SUB OF NE SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT3
Legal Block	39
Legal Lot Number	28
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2005
Census Tract	803607

Owner

1221 E Pratt Dr is owned and occupied by an individual who acquired it in March 2004.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1221 E PRATT DR, PALATINE, IL 60074-7205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2001 · Amount on File
Deed Sale	Sep 12, 2001 · Amount on File
Prior Sale	Mar 18, 1997 · Amount on File
Deed Document Number	200143828
Last Transfer Date	Mar 23, 2004
Transfer Doc	0000049090
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1221 E PRATT DR, PALATINE, IL 60074-7205
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013001178
Date	May 10, 2021
Instrument	2113001178

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1221 E PRATT DR, PALATINE, IL 60074-7205
Document Number	1718701006
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 E PRATT DR PALATINE IL 600747205, PALATINE, IL 60074-7205

Mortgage

Document Number	1718701006
Date	Jul 6, 2017
Instrument	18701006

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 Land $7,980 Building $37,020	$450,000 Land $79,800 Building $370,200
2023	$8,557.00 (+3.75%)
2022	$8,248.00 Homeowner's exemption	$32,220 Land $6,720 Building $25,500	$322,200 Land $67,200 Building $255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1221 E Pratt Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1987–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 E Pratt Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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