1221 E Polk St, Harlingen, TX 78550 Property Records

Cameron County property record for 1221 E Polk St, Harlingen, TX 78550

Property Summary

Property TypeCommercial
Details3 bd · 4,048 sqft · built 1980
Lot Size0.321 acres (14,000 sqft)
OwnerCompany Name on Record
Tax Bill$4,771 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN155600-0030-007000

Property Details

APN / Parcel Number

Primary APN155600-0030-007000
Alternative APN
  • 66417

Interior

Bedrooms3 Beds
Stories1 Story
Building Area4,048 sqft Gross Area
1st Floor Area4,048 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable/Hip
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,176 sqft
PorchOpen Porch
Porch Area751 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1221 E POLK ST
CityHARLINGEN
StateTX
Zip78550-7223
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 7 & 8 BLK 3 BEASLEY SUBDIVISION
Legal SubdivisionBEASELY SUBDIVISION
Legal Block3
Legal Lot Number7,8
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1014
Census Tract11200

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address601 S 12TH ST, MCALLEN, TX 78501-4927
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
WELLS FARGO BANK NA
May 4, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021
Deed SaleMay 4, 2021
Prior SaleDec 11, 2015 · Amount on Record
Deed Document Number202119498
Prior Transfer DateDec 8, 2015
Prior Transfer Doc021442/246
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address1221 E POLK ST, HARLINGEN, TX 78550-7223
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 W NOLANA AVE 100, 100, MCALLEN, TX 78504-3023

Mortgage

Document Number0202125969
DateJun 11, 2021
Instrument2021-25969
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMCALLEN, TX 78504
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueMay 15, 2036

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMERON TX
Recording DateMay 4, 2021
Property Address1221 E POLK ST, HARLINGEN, TX 78550-7223
Document Number0202119498
Instrument DateApr 30, 2021
Instrument2021-19498
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2320 S 43RD ST, MCALLEN, TX 78503-8240

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 S 12TH ST, MCALLEN, TX 78501-4927

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,680 (+7.86%) Land $90,300 Building $175,380$265,680 (+7.86%) Land $90,300 Building $175,380
2025$4,771.00 (-25.2%)$246,314 (+10.71%) Land $90,300 Building $156,014$246,314 (+10.71%) Land $90,300 Building $156,014
2023$6,378.00 Additional exemption filed$222,476 Land $63,700 Building $158,776$222,476 Land $63,700 Building $158,776
2022$6,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims13 (1980–2025)
Claims Outside the SFHA12 of 13
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Hurricane Dolly, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Metronet, Smartcom Telephone.

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