Spokane County property record for 1221 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1951 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jul 2026) |
| Tax Bill | $2,265 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35084.1215 |
| Primary APN | 35084.1215 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 111 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1221 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS 5TH L15 B12 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS ADD 05 |
| Legal Block | 12 |
| Legal Lot Number | 15 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2502 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · FHA Mortgage SUNFLOWER BANK |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 20267500096 |
| Prior Transfer Date | Sep 8, 2003 |
| Prior Transfer Doc | 0004960164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 7, 2026 |
| Property Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Document Number | 0007500096 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20267500096 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Document Number | 0007500097, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267500097 |
| Name | SUNFLOWER BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 0007500098, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267500098 |
| Name | STATE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007124573 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 7124573 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 31, 2019 |
| Property Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Document Number | 0006827393 |
| Map Reference | VOL B PG 40 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 6827393 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | NEXTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,301.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Document Number | 0006827394 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 6827394 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1221 E ERMINA AVE, SPOKANE, WA 99207-2545 |
| Document Number | 0006624685 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10913 W 6TH AVE #A14 AIRWAY HEIGHTS WA 990015105, A14, AIRWAY HEIGHTS, WA 99001-5105 |
| Document Number | 0006624685 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 6624685 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 26, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,265.00 (+24.79%) | $221,900 (+29.31%) Land $80,000 Building $141,900 | $221,900 (+29.31%) Land $80,000 Building $141,900 |
| 2025 | $1,815.00 (+7.72%) | ||
| 2024 | $171,600 (+40.54%) Land $65,000 Building $106,600 | $171,600 (+40.54%) Land $65,000 Building $106,600 | |
| 2023 | $1,685.00 (+17.42%) | $122,100 Land $45,000 Building $77,100 | $122,100 Land $45,000 Building $77,100 |
| 2022 | $1,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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