1221 E Edwards Ave, Indianapolis, IN 46227 Property Records

Marion County property record for 1221 E Edwards Ave, Indianapolis, IN 46227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,361 sqft · built 1920
Lot Size	0.194 acres (8,460 sqft)
Owner	Individual Name on File
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-31-101-001.203-501`

Property Details

APN / Parcel Number

Primary APN	`49-10-31-101-001.203-501`
Alternative APNs	`491031101183000574` `5008103`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	1,361 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,460 sqft (0.194 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1221 E EDWARDS AVE
City	INDIANAPOLIS
State	IN
Zip	46227-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ELDERS UNIV HTS L196 & W1/2 L197
Legal Subdivision	ELDERS UNIV HTS
Legal Lot Number	196
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2007
Census Tract	380502

Owner

1221 E Edwards Ave is owned and occupied by an individual who acquired it in December 2015.

Source: Marion County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1221 E EDWARDS AVE, INDIANAPOLIS, IN 46227-3784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CENTER FIRST CU
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CENTER FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015
Deed Sale	Dec 9, 2015
Prior Sale	Oct 5, 2015
Deed Document Number	2015126774
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0000109459
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1221 E EDWARDS AVE, INDIANAPOLIS, IN 46227-3784
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009298
Date	Jan 20, 2022
Instrument	A202200009298

Lender

Name	FINANCIAL CENTER FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 23, 2032

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1221 E EDWARDS AVE, INDIANAPOLIS, IN 46227-3784
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050078
Date	May 1, 2017
Instrument	A201700050078

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 24, 2057

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1221 E EDWARDS AVE, INDIANAPOLIS, IN 46227-3784
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008780
Date	Jan 24, 2020
Instrument	A202000008780

Lender

Name	FINANCIAL CENTER FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 5, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1221 E Edwards Ave was $2,164 with a homeowner's exemption.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00	$192,300 Land $27,800 Building $164,500	$192,300 Land $27,800 Building $164,500
2023	$1,984.00 (+10.59%) Homeowner's exemption	$171,400 (+11.37%) Land $27,800 Building $143,600	$171,400 (+11.37%) Land $27,800 Building $143,600
2022	$1,794.00 Homeowner's exemption	$153,900 Land $27,800 Building $126,100	$153,900 Land $27,800 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 E Edwards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1221 E Edwards Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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