Manitowoc County property record for 1221 E Cedar Ave, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,202 sqft · built 1977 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,232 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-520-028-051.00 |
| Primary APN | 52-520-028-051.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,290 sqft |
| 2nd Floor Area | 462 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,159 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | PRIVATE |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OEHLER & GUENTHERS SUBD TRACT 1 OF CSM V6 P527 BEING PART OF LOT 28 |
| Legal Subdivision | OEHLER & GUENTHERS SUB |
| Legal Tract | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 100 |
Source: Manitowoc County records · APN 52-520-028-051.00
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PRIVATE |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Nov 06, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 26, 2014 |
| Transfer Doc | 0001151110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1221 E CEDAR AVE, MANITOWOC, WI 54220-1329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1221 E CEDAR AVE, MANITOWOC, WI 54220-1329 |
| Document Number | 0001231580 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3377/193 |
| Instrument | 1231580 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1221 E CEDAR AVE, MANITOWOC, WI 54220-1329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001200109 |
|---|---|
| Date | Nov 06, 2018 |
| Book Page | 3185/039 |
| Instrument | 1200109 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1221 E CEDAR AVE, MANITOWOC, WI 54220-1329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001199890 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 3183/586 |
| Instrument | 1199890 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 17, 2028 |
Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Manitowoc City |
| Unified School District | Manitowoc School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,232.00 (+7.49%) Homeowner's exemption | $291,000 (+13.85%) Land $24,000 Building $267,000 | $295,549 (+15.49%) Land $24,375 Building $271,174 |
| 2023 | $3,937.00 Homeowner's exemption | $255,600 Land $20,500 Building $235,100 | $255,900 Land $20,524 Building $235,376 |
Source: FEMA National Flood Hazard Layer, Manitowoc County (55071C), updated February 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 146 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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