1221 Cox Neck Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 1221 Cox Neck Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,026 sqft · built 2012
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Feb 2026)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-020537`

Property Details

APN / Parcel Number

Primary APN	`04-020537`
Alternative APNs	`4020537` `020537`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,026 sqft Total Area
Basement Area	456 sqft
Finished Basement	456 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Basement
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020537
Street Address	1221 COX NECK RD
City	CHESTER
State	MD
Zip	21619-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 7,920 SQ FT E/COX NECK RD S/CHESTER
Legal Lot Number	16
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2019
Census Tract	811000

Owner

Source: Queen Anne's County records · APN 04-020537

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1221 COX NECK RD, CHESTER, MD 21619-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 25, 2022	Deed, Transfer · Line of Credit SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2026 · Amount on Record
Deed Sale	Feb 05, 2026 · Amount on Record
Prior Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	4722 / 165
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 05, 2026
Property Address	1221 COX NECK RD, CHESTER, MD 21619-2233
Document Number	0047220165
Book / Page	4722 / 165
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1221 COX NECK RD, CHESTER, MD 21619-2233

Mortgage

Document Number	0004722173
Date	Feb 05, 2026
Instrument	4722/173

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 25, 2022
Property Address	1221 COX NECK RD, CHESTER, MD 21619-2233
Document Number	0041340091
Book / Page	4134 / 91
Instrument Date	Oct 24, 2022
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29A QUEEN MARY CT, CHESTER, MD 21619-2594

Mortgage

Document Number	0041340098
Date	Oct 25, 2022
Instrument	4134-0098

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,600 (+8.42%) Land $160,700 Building $238,900	$399,600 (-) Land $160,700 Building $238,900
2025	$3,472.00 (+20.26%)	$368,567 (+20.25%)	$399,600 (+30.38%) Land $160,700 Building $238,900
2023	$2,887.00	$306,500 Land $125,200 Building $181,300	$306,500 Land $125,200 Building $181,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: ALTIUS Communications.

Based on FCC filings for 90 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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