1221 Clay St, Gary, IN 46403 Property Records

Lake County property record for 1221 Clay St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1953
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Tax Bill	$607 (2024)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0276-0023`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0276-0023`
Alternative APNs	`45-09-07-104-027.000-004` `254102760023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-41-0276-0023
Old Parcel Number	254102760023
Street Address	1221 CLAY ST
City	GARY
State	IN
Zip	46403-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AETNA MANOR 4TH SUB. ALL L.23 BL.2
Legal Subdivision	AETNA MANOR 04
Legal Block	2
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1003
Census Tract	11500

Owner

1221 Clay St is owned and occupied by an individual who acquired it in July 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1221 CLAY ST, GARY, IN 46403-3759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2023
Transfer Doc	0000019448
Record Updated	Jun 8, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jul 31, 2023
Property Address	1221 CLAY ST, GARY, IN 46403-3759
Document Number	0000019448
Instrument Date	Jul 26, 2023
Instrument	2023-019448
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CLAY ST, GARY, IN 46403-3759

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,500 Land $3,900 Building $45,600	$49,500 Land $3,900 Building $45,600
2024	$607.00
2023		$44,700 (+17.63%) Land $3,900 Building $40,800	$44,700 (+17.63%) Land $3,900 Building $40,800
2022	$435.00 (-48.58%) Homeowner's exemption	$38,000 Land $3,200 Building $34,800	$38,000 Land $3,200 Building $34,800
2021	$846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20