1221 Cedar Ln, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1221 Cedar Ln, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,226 sqft · built 1997
Lot Size	0.219 acres (9,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Aug 2026)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-887-05933400`

Property Details

APN / Parcel Number

Primary APN	`01-887-05933400`
Alternative APNs	`1-887-05933400` `88705933400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,546 sqft (0.219 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	600 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	88705933400
Street Address	1221 CEDAR LN
City	EDGEWATER
State	MD
Zip	21037-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 WEST SHOREHAM
Legal Subdivision	WEST SHOREHAM
Legal Block	1
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1035
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1221 CEDAR LN, EDGEWATER, MD 21037-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORLA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jul 22, 1997 · Amount on Record
Deed Book / Page	42605 / 419
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 14, 2026
Property Address	1221 CEDAR LN, EDGEWATER, MD 21037-4403
Document Number	4225000378
Book / Page	42259 / 378
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	309 E PACES FERRY RD NE, 400, ATLANTA, GA 30305-2319

Mortgage

Document Number	4225000378,
Date	Apr 14, 2026
Book Page	42259/378

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 10, 2026

Interest

Rate	6%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1221 CEDAR LN, EDGEWATER, MD 21037-4403
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CEDAR LN, EDGEWATER, MD 21037-4403

Mortgage

Document Number	0362780442
Date	Mar 4, 2021
Book Page	36278/442

Lender

Name	MORLA DEVELOPMENT INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,100 (+5.37%) Land $207,400 Building $337,700	$545,100 (-) Land $207,400 Building $337,700
2025	$4,046.00 (+2.35%) Homeowner's exemption	$517,300 (+12.04%)	$545,100 (+18.06%) Land $207,400 Building $337,700
2024	$3,953.00 (+17.89%)
2023	$3,353.00 Homeowner's exemption	$461,700 Land $207,400 Building $254,300	$461,700 Land $207,400 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures