1221 Cambridge Dr, Kalamazoo, MI 49001 Property Records

Kalamazoo County property record for 1221 Cambridge Dr, Kalamazoo, MI 49001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1937
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Feb 2026)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-345-280`

Property Details

APN / Parcel Number

Primary APN	`06-26-345-280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	963 sqft Living Area
1st Floor Area	963 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	8,276 sqft (0.19 acres)
Lot Width	60 ft Width
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1221 CAMBRIDGE DR
City	KALAMAZOO
State	MI
Zip	49001-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	G37-282 PLAT OF HOMECREST, LIBER 11 OF PLATS PAGE 13; LOT 280
Legal Subdivision	HOMECREST
Legal Lot Number	280
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3002
Census Tract	1801

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3411 WILLOW LAKE DR, 311, KALAMAZOO, MI 49008-2647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CU
Feb 25, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 27, 2012	Warranty Deed, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CREDIT UNION
Nov 28, 2007	Other, Transfer · Balloon Mortgage COMMUNITY FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20264568
Prior Transfer Date	Aug 25, 2007
Prior Transfer Doc	2007043552
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017026003
Date	Aug 2, 2017
Instrument	2017-026003

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union
Address	MATTAWAN, MI 49071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 25, 2026
Property Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403
Document Number	2026004568
Map Reference	LB 11 PG 13
Instrument Date	Feb 23, 2026
Instrument	2026-004568
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4007 BULLSEYE LN, DORR, MI 49323-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CAMBRIDGE DR, DORR, MI 49323

Mortgage

Document Number	2026004569
Date	Feb 25, 2026
Instrument	2026-004569

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 27, 2019
Property Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403
Document Number	2019018051
Map Reference	LB 11 PG 13
Instrument Date	Jun 14, 2019
Instrument	2019-018051
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 CAMBRIDGE DR, 1221, KALAMAZOO, MI 49001-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6467 SAN GABRIEL APT A, A, KALAMAZOO, MI 49009-8467

Mortgage

Document Number	2019018052
Date	Jun 27, 2019
Instrument	2019-018052

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 27, 2012
Property Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403
Document Number	2012049276
Map Reference	LB11 PG13
Instrument Date	Dec 7, 2012
Instrument	2012-049276
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 MCKENZIE RD, 309, SPRING LAKE, NC 28390-7137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403

Mortgage

Document Number	2012049278
Date	Dec 27, 2012
Instrument	2012-049278

Lender

Name	UNITED BAY COMMUNITY CREDIT UNION
Address	MATTAWAN, MI 49071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2018

November 2007: Other, Transfer

Document Type	Other
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 28, 2007
Property Address	1221 CAMBRIDGE DR, KALAMAZOO, MI 49001-4403
Document Number	2007043553
Map Reference	LB11 PG13
Instrument Date	Aug 10, 2007
Instrument	2007-043553
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 17TH ST # ST200, 717, DENVER, CO 80202-3330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8226 WOODSTONE DR SE, BYRON CENTER, MI 49315-8479
Investor	Possibly a Property Investor

Mortgage

Document Number	2007043360
Date	Nov 27, 2007
Instrument	2007-043360

Lender

Name	COMMUNITY FIRST FCU
Address	LAKEVIEW, MI 48850

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,400 (+7.96%)	$208,800 (+7.96%)
2025	$3,774.00 (+2.97%) Homeowner's exemption	$96,700 (+21.79%)	$193,400 (+21.79%)
2024	$3,665.00 (+54.9%)
2023		$79,400	$158,800
2019	$2,366.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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