1221 3rd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1221 3rd Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,374 sqft · built 1889
Lot Size0.12 acres (5,250 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2023)
Tax Bill$6,196 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jan 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.46-5-12

Property Details

APN / Parcel Number

Primary APN421500 49.46-5-12
Alternative APN
  • 150004904600050120000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,374 sqft Living Area
1st Floor Area862 sqft
2nd Floor Area512 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area5,250 sqft (0.12 acres)
Lot Dimensions150 ft deep x 35 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1221 3RD AVE
CitySCHENECTADY
StateNY
Zip12303-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block5
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract21400

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address629 N BRANDYWINE AVE, SCHENECTADY, NY 12308-3519
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Jan 7, 2019Grant Deed, Transfer
NEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO
Sep 20, 2018Warranty Deed, Transfer
Sep 26, 2017Deed in Lieu of Foreclosure, Foreclosure
WEB TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 8, 2023 · Amount on Record
Deed SaleNov 8, 2023 · Amount on Record
Prior SaleJan 7, 2019 · Amount on Record
Deed Document Number202363146
Deed Book / Page2119 / 291
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 8, 2023
Property Address1221 3RD AVE, SCHENECTADY, NY 12303-1657
Document Number0000063146
Book / Page2119 / 291
Instrument DateOct 20, 2023
Instrument202363146
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1115 CHRISLER AVE, SCHENECTADY, NY 12303-1217

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address629 N BRANDYWINE AVE, SCHENECTADY, NY 12308-3519

Mortgage

Document Number0000063147
DateNov 8, 2023
Instrument202363147
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 7, 2019
Property Address1221 3RD AVE, SCHENECTADY, NY 12303-1657
Document Number0000000702
Book / Page002003 / 000259
Instrument DateJan 3, 2019
Instrument702
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyNEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Transaction

AmountAmount Recorded
Tax$76.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 CHRISLER AVE SCHENECTADY NY 123031217, SCHENECTADY, NY 12303-1217

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 20, 2018
Property Address1221 3RD AVE, SCHENECTADY, NY 12303-1657
Document Number0000041945
Book / Page001996 / 000183
Instrument DateAug 31, 2018
Instrument41945
Transaction TypeTransfer
Record UpdatedOct 5, 2018

Transaction

AmountAmount Recorded
Tax$486.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1086 UNIVERSITY PL SCHENECTADY NY 123082728, SCHENECTADY, NY 12308-2728

September 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionSCHENECTADY NY
Recording DateSep 26, 2017
Property Address1221 3RD AVE, SCHENECTADY, NY 12303-1657
Document Number0000043779
Book / Page001972 / 000085
Instrument DateJul 19, 2017
Instrument43779
Transaction TypeForeclosure
Record UpdatedOct 2, 2017
Title CompanyWEB TITLE

Transaction

AmountAmount Recorded
Tax$391.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,196.00 (+335.11%)$120,000 (+645.53%) Land $10,600 Building $109,400$198,708 (+875.25%) Land $17,553 Building $181,155
2023$16,096 (-) Land $10,600 Building $5,496$20,375 (+3.8%) Land $13,418 Building $6,957
2022$16,096 Land $10,600 Building $5,496$19,629 Land $12,927 Building $6,702
2021$1,424.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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