12209 Skipstone, Schertz, TX 78154 Property Records

Bexar County property record for 12209 Skipstone, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,293 sqft · built 2017
Lot Size	0.478 acres (20,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$613,500 (Jul 2018)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05059-022-0210`

Property Details

APN / Parcel Number

Primary APN	`05059-022-0210`
Alternative APN	`1259718`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,293 sqft Living Area
Gross Area	4,978 sqft
1st Floor Area	2,332 sqft
2nd Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Asphalt
Lot Area	20,813 sqft (0.478 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Pool Area	240 sqft
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12209 SKIPSTONE
City	SCHERTZ
State	TX
Zip	78154-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5059M (CROSSVINE MODULE 1 UT-2 PH-B), BLOCK 2 LOT 21 2017-CREATED PER PLAT 9708/141-158 FILED 11-22-2016
Legal Subdivision	CB 5059M (CROSSVINE MODULE 1 UT-2 PH-B)
Legal Block	2
Legal Lot Number	21
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2024
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage VETERANS LAND BOARD OF THE STATE OF TX
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jul 10, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PRIORITY HOME MORTGAGE LP
Nov 17, 2017	Loan Modification, Mortgage WELLS FARGO BK
Dec 1, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2018133620
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271385
Date	Sep 29, 2021
Instrument	20210271385

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447

Mortgage

Document Number	0000005653
Date	Jan 8, 2021
Instrument	20210005653

Lender

Name	VETERANS LAND BOARD OF THE STATE OF TX
Type	Government Agency
Address	AUSTIN, TX 78701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112656
Date	May 29, 2020
Instrument	20200112656

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jul 10, 2018
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Document Number	0000133620
Map Reference	VOL9708 PG141-144
Instrument Date	Jul 10, 2018
Instrument	20180133620
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447

Mortgage

Document Number	0000133621
Date	Jul 10, 2018
Instrument	20180133621

Lender

Name	PRIORITY HOME MORTGAGE LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Document Number	0000236467
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000236467
Date	Dec 1, 2017
Book Page	018874/001605
Instrument	236467

Lender

Name	WELLS FARGO BK
Type	Bank
Address	5400 LYNDON B JOHNSON FWY # 10TH, DALLAS, TX 75240-1000

Agreement

Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Dec 1, 2017
Property Address	12209 SKIPSTONE, SCHERTZ, TX 78154-3447
Document Number	0000236466
Book / Page	018874 / 001600
Instrument Date	Nov 17, 2017
Instrument	236466
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$771,940 (-0.25%) Land $103,800 Building $668,140	$771,940 (-0.25%) Land $103,800 Building $668,140
2023	Homeowner's exemption	$773,880 Land $103,800 Building $670,080	$773,880 Land $103,800 Building $670,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Alamo Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Skipstone

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