12208 Maple St, Montgomery, MI 49255 Property Records

Hillsdale County property record for 12208 Maple St, Montgomery, MI 49255

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft
Lot Size	0.094 acres (4,125 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-040-001-017`

Property Details

APN / Parcel Number

Primary APN	`14-040-001-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	4,125 sqft (0.094 acres)
Lot Width	41 ft Width

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	12208 MAPLE ST
City	MONTGOMERY
State	MI
Zip	49255-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 HARTS PLAT OAK GROVE BEACH SEC 29 T8S R4W
Legal Range	04W
Legal Township	08S
Legal Section	29
Legal Subdivision	HARTS PLAT, OAK GROVE BEACH
Legal Lot Number	16
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1089
Census Tract	51200

Owner

12208 Maple St is owned by two individuals who bought it in December 2025.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25792 US HIGHWAY 20A, ARCHBOLD, OH 43502-9448
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Deed Document Number	2025619183
Deed Book / Page	1909 / 1164
Prior Transfer Date	Dec 18, 2024
Prior Transfer Doc	0001887/62
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12208 MAPLE ST, MONTGOMERY, MI 49255-9751
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25792 US HIGHWAY 20A, ARCHBOLD, OH 43502-9448

Mortgage

Document Number	01909/1167
Date	Dec 5, 2025
Book Page	1909/1167

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 12208 Maple St was $1,044.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,100 (-3.94%)	$187,957 (-3.91%) Land $11,839 Building $176,118
2025	$1,044.00 Homeowner's exemption	$99,000	$195,600 Land $16,088 Building $179,512
2023		$97,200	$192,159 Land $16,500 Building $175,659
2021	$890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12208 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12208 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, DMCI Broadband, Mercury Fiber, Steuben County REMC, T-Mobile.