12206 W 181st Ave, Lowell, IN 46356 Property Records

Lake County property record for 12206 W 181st Ave, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1959
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2025)
Tax Bill	$1,511 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-10-01-0121-0018`

Property Details

APN / Parcel Number

Primary APN	`010-10-01-0121-0018`
Alternative APNs	`45-19-20-377-001.000-037` `100101210018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	254 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-10-01-0121-0018
Old Parcel Number	100101210018
Street Address	12206 W 181ST AVE
City	LOWELL
State	IN
Zip	46356-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRELCK SUB. L.18
Legal Subdivision	GRELCK SUB
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	1
Census Block	1046
Census Tract	43401

Owner

12206 W 181st Ave is owned and occupied by an individual who bought it in June 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 5, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 23, 2024	Warranty Deed, Transfer
Mar 1, 2024	Warranty Deed, Transfer · Commercial Mortgage GELTCO LLC
Mar 1, 2024	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Sep 5, 2024 · Amount on File
Deed Document Number	2025-519657
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 3, 2025
Property Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Document Number	0000019657
Map Reference	MB 33 PG 31
Instrument Date	May 21, 2025
Instrument	2025-519657
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019658
Date	Jun 3, 2025
Instrument	2025-519658

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 5, 2024
Property Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Document Number	0000029766
Map Reference	MB 33 PG 31
Instrument Date	Aug 30, 2024
Instrument	2024-529766
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12206 W 181ST AVE, LOWELL, IN 46356-9653

Mortgage

Document Number	0000029767
Date	Sep 5, 2024
Instrument	2024-529767

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 23, 2024
Property Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Document Number	0000012655
Map Reference	MB 33 PG 31
Instrument Date	Apr 17, 2024
Instrument	2024-512655
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12206 W 181ST AVE, LOWELL, IN 46356-9653

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 1, 2024
Property Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Document Number	0000006450
Map Reference	MB 33 PG 31
Instrument Date	Feb 29, 2024
Instrument	2024-506450
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7726 TAFT ST, MERRILLVILLE, IN 46410-4557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006452
Date	Mar 1, 2024
Instrument	2024-506452

Lender

Name	GELTCO LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Mar 1, 2024
Property Address	12206 W 181ST AVE, LOWELL, IN 46356-9653
Document Number	0000006451
Map Reference	MB 33 PG 31
Instrument Date	Feb 29, 2024
Instrument	2024-506451
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7726 TAFT ST, MERRILLVILLE, IN 46410-4557
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,200 (+44.26%) Land $36,400 Building $247,800	$284,200 (+44.26%) Land $36,400 Building $247,800
2024	$1,511.00	$197,000 (+0.92%) Land $36,400 Building $160,600	$197,000 (+0.92%) Land $36,400 Building $160,600
2023		$195,200 (+4%) Land $36,400 Building $158,800	$195,200 (+4%) Land $36,400 Building $158,800
2022	$3,413.00	$187,700 Land $36,400 Building $151,300	$187,700 Land $36,400 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12206 W 181st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12206 W 181st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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