12205 S Carpenter St, Chicago, IL 60643 Property Records

Cook County property record for 12205 S Carpenter St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1949
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Tax Bill	$684 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-214-050`

Property Details

APN / Parcel Number

Primary APN	`25-29-214-050`
Alternative APN	`25-29-214-050-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12205 S CARPENTER ST
City	CHICAGO
State	IL
Zip	60643-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(RESUBDIVISION) OF BLKS 9-16 INCL. EX E 141FT OF BLKS 9 & 16 IN FIRST ADD TO WEST PULLMAN IN PT NE SEC 29-37-14
Legal Range	14E
Legal Township	37N
Legal Section	29
Legal Subdivision	FIRST ADD
Legal Block	9-16
Legal Lot Number	47,46
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1019
Census Tract	530400

Owner

12205 S Carpenter St is owned and occupied by an individual who acquired it in March 2005.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12205 S CARPENTER ST, CHICAGO, IL 60643-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2005
Deed Sale	Mar 30, 2005
Prior Sale	Dec 13, 1993 · Amount on File
Deed Document Number	200534074
Prior Transfer Date	Jul 7, 2004
Prior Transfer Doc	0000039048
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12205 S CARPENTER ST, CHICAGO, IL 60643-5503
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031906558
Date	Nov 15, 2023
Instrument	2331906558

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12205 S CARPENTER ST, CHICAGO, IL 60643-5503
Document Number	1800315056
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12205 S CARPENTER ST CHICAGO IL 606435503, CHICAGO, IL 60643-5503

Mortgage

Document Number	1800315056
Date	Jan 3, 2018
Instrument	315056

Lender

Name	DITECH MTG
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2038

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,500 Land $2,970 Building $3,530	$65,000 Land $29,700 Building $35,300
2023	$684.00 (+6.05%)
2022	$645.00 (-0.62%) Homeowner's exemption	$6,549 (-) Land $1,549 Building $5,000	$65,490 (-) Land $15,490 Building $50,000
2021	$649.00 Homeowner's exemption	$6,549 Land $1,549 Building $5,000	$65,490 Land $15,490 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12205 S Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12205 S Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on S Carpenter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures