Adams County property record for 12205 Oneida St, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,434 sqft · built 2018 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Feb 2019) |
| Tax Bill | $7,057 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1571-32-4-39-006 |
| Primary APN | 1571-32-4-39-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 4,375 sqft |
| Basement Area | 1,087 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0187168 |
|---|---|
| Street Address | 12205 ONEIDA ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS AT ASPEN RESERVE SUBD FLG NO 1 1ST AMND BLK 4 LOT 6 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | 4 |
| Legal Subdivision | VILLAS AT ASPEN RESERVE |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8549 |
Source: Adams County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2024 | Deed of Trust, Mortgage · Line of Credit CANVAS CU |
| Nov 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 19, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 3, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 201911646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Document Number | 0000014144 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023000014144 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027093 |
|---|---|
| Date | May 21, 2024 |
| Instrument | 2024000027093 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000114752 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020000114752 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Feb 19, 2019 |
| Property Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Document Number | 0000011646 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 11646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12205 ONEIDA ST THORNTON CO 806028025, THORNTON, CO 80602-8025 |
| Document Number | 11647 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 11647 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Oct 3, 2017 |
| Property Address | 12205 ONEIDA ST, THORNTON, CO 80602-8025 |
| Document Number | 0000086310 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 86310 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6892 S YOSEMITE CT #1-201 CENTENNIAL CO 801121482, 1-201, CENTENNIAL, CO 80112-1482 |
| Investor | Possibly a Property Investor |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,057.00 (-14.73%) | $44,270 (-6.11%) Land $9,180 Building $35,090 | $651,000 (-6.6%) Land $135,000 Building $516,000 |
| 2023 | $8,276.00 (+9.11%) | $47,150 (+10.16%) Land $8,520 Building $38,630 | $697,000 (+13.19%) Land $126,000 Building $571,000 |
| 2022 | $7,585.00 | $42,800 Land $17,520 Building $25,280 | $615,770 Land $252,000 Building $363,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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