Hillsborough County property record for 12205 Kelp Ln, Riverview, FL 33569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 1993 |
| Lot Size | 0.295 acres (12,855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,500 (Nov 2019) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076738-1640 |
| Primary APN | 076738-1640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| Gross Area | 2,571 sqft |
| 1st Floor Area | 1,727 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,855 sqft (0.295 acres) |
| Lot Dimensions | 125 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 364 sqft |
| Porch | Open Porch |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0767381640 |
|---|---|
| Street Address | 12205 KELP LN |
| City | RIVERVIEW |
| State | FL |
| Zip | 33569-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVERGLEN UNIT 1 LOT 22 BLOCK 9 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 22 |
| Legal Subdivision | RIVERGLEN UNIT 1 |
| Legal Tract | 2SF |
| Legal Block | 9 |
| Legal Lot Number | 22 |
| Legal Unit | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 13413 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12205 KELP LN, RIVERVIEW, FL 33569-5645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 19, 2019 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on Record |
| Deed Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 2019497747 |
| Deed Book / Page | 27119 / 1571 |
| Prior Transfer Date | Sep 29, 2004 |
| Prior Transfer Doc | 0000378435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12205 KELP LN, RIVERVIEW, FL 33569-5645 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12205 KELP LN, RIVERVIEW, FL 33569-5645 |
| Document Number | 0000358200 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022358200 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 19, 2019 |
| Property Address | 12205 KELP LN, RIVERVIEW, FL 33569-5645 |
| Document Number | 0000497747 |
| Book / Page | 27119 / 1571 |
| Map Reference | MB 65 PG 27 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 2019497747 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,858.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 253 LINDEN AVE SW, 253, CONCORD, NC 28027-6876 |
| Name | Verified Name |
|---|---|
| Address | 12205 KELP LN, RIVERVIEW, FL 33569-5645 |
| Document Number | 0271191573 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 27119/1573 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,177 (+2.7%) | $307,379 (-6.47%) Land $120,375 Building $187,004 | |
| 2025 | $4,538.00 (+14.02%) Homeowner's exemption | $250,416 (+5.99%) | $328,646 (+6.42%) Land $120,375 Building $208,271 |
| 2023 | $3,980.00 (+5.26%) Homeowner's exemption | $236,271 (+3%) | $308,812 (+6.38%) Land $113,688 Building $195,124 |
| 2022 | $3,781.00 Homeowner's exemption | $229,389 | $290,300 Land $93,625 Building $196,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 59 (1985–2024) |
| Claims Outside the SFHA | 9 of 59 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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