12205 E 12th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12205 E 12th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,962 sqft · built 1965
Lot Size	0.261 acres (11,380 sqft)
Owner	2 Individual Names on File
Last Sale	$179,085 (Jul 2012)
Tax Bill	$721 (2026)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45214.0507`

Property Details

APN / Parcel Number

Primary APN	`45214.0507`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,380 sqft (0.261 acres)
Garage Type	Attached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	12205 E 12TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CMU
Legal Description	OPPORTUNITY PORATH SUB B213 L7 B1
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPPORTUNITY PORATH SUB
Legal Tract	13
Legal Block	213,1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1019
Census Tract	12600

Owner

12205 E 12th Ave is owned and occupied by two individuals who acquired it in September 2012.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12205 E 12TH AVE, SPOKANE VALLEY, WA 99206-5461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2012 · Amount on File
Deed Sale	Jul 12, 2012 · Amount on File
Prior Sale	Sep 11, 2008 · Amount on File
Deed Document Number	20126108545
Last Transfer Date	Sep 6, 2012
Transfer Doc	0006127093
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12205 E 12TH AVE, SPOKANE VALLEY, WA 99206-5461
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006945099
Date	Jul 21, 2020
Instrument	6945099

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	954 Months
Due	Jan 20, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.73%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12205 E 12TH AVE, SPOKANE VALLEY, WA 99206-5461
Document Number	0006945100
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12205 E 12TH AVE SPOKANE VALLEY WA 992065461, SPOKANE VALLEY, WA 99206-5461

Mortgage

Document Number	0006945100
Date	Jul 21, 2020
Instrument	6945100

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Jul 20, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.73%

Tax Assessment & Valuation

The 2026 property tax bill for 12205 E 12th Ave was $721 with a senior citizen's exemption, down 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$721.00 (-2.57%) Senior Citizen's exemption	$327,800 Land $120,000 Building $207,800	$327,800 Land $120,000 Building $207,800
2025	$740.00 Disabled Person's exemption Senior Citizen's exemption
2024		$340,000 (+25.41%) Land $77,000 Building $263,000	$340,000 (+25.41%) Land $77,000 Building $263,000
2023	$1,398.00 (-55.89%) Disabled Person's exemption Senior Citizen's exemption	$271,100 Land $55,000 Building $216,100	$271,100 Land $55,000 Building $216,100
2022	$3,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12205 E 12th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12205 E 12th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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