1220 Whetstone Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1220 Whetstone Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 2008
Lot Size	0.345 acres (15,035 sqft)
Owner	Individual Name on File
Last Sale	$497,315 (Sep 2008)
Tax Bill	$5,837 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-796-90223036`

Property Details

APN / Parcel Number

Primary APN	`03-796-90223036`
Alternative APNs	`3-796-90223036` `79690223036`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	2,072 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,035 sqft (0.345 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Deck Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	79690223036
Street Address	1220 WHETSTONE DR
City	ARNOLD
State	MD
Zip	21012-2397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 34 STONECREST
Legal Subdivision	STONECREST
Legal Block	1
Legal Lot Number	34
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	731103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1220 WHETSTONE DR, ARNOLD, MD 21012-2397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2008 · Amount on File
Deed Sale	Sep 10, 2008 · Amount on File
Prior Sale	Jun 20, 2008 · Amount on File
Deed Document Number	20088365
Deed Book / Page	20403 / 88
Last Transfer Date	Apr 21, 2016
Transfer Doc	0295530477
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1220 WHETSTONE DR, ARNOLD, MD 21012-2397
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WHELSTONE DR, ARNOLD, MD 21012-2397

Mortgage

Document Number	0385000399
Date	Mar 21, 2022
Book Page	38500/399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,333 (+6.43%)	$580,400 (-) Land $220,800 Building $359,600
2025	$5,837.00 (+2.17%) Homeowner's exemption	$514,267 (+9.4%)	$580,400 (+20.62%) Land $220,800 Building $359,600
2024	$5,713.00 (+12.17%)
2023	$5,093.00 Homeowner's exemption	$470,100	$481,200 Land $178,000 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20