1220 Whaley Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1220 Whaley Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,062 sqft · built 1983
Lot Size	0.387 acres (16,875 sqft)
Owner	Individual Name on File
Last Sale	$111,700 (Aug 2013)
Tax Bill	$4,450 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2385-008-00001`

Property Details

APN / Parcel Number

Primary APN	`2385-008-00001`
Alternative APN	`19264`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,718 sqft
Utility Room	Utility Room
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,875 sqft (0.387 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-008-00001
Street Address	1220 WHALEY DR
City	GAINESVILLE
State	TX
Zip	76240-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 8; LOT 1 & 2 N 1/2
Legal Subdivision	HILLCREST ADDN
Legal Block	8
Legal Lot Number	1,2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2033
Census Tract	600

Owner

1220 Whaley Dr is owned and occupied by an individual who bought it in August 2013.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 WHALEY DR, GAINESVILLE, TX 76240-2942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2013 · Amount on File
Deed Sale	Aug 19, 2013 · Amount on File
Prior Sale	Jan 30, 2008 · Amount on File
Deed Document Number	201340758
Deed Book / Page	1890 / 739
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	1890/739
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1220 WHALEY DR, GAINESVILLE, TX 76240-2942
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2408/310
Date	Mar 31, 2021
Book Page	2408/310
Instrument	2021-02696

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1220 Whaley Dr was $4,450 with a homeowner's exemption, up 68.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,450.00 (+68.05%) Homeowner's exemption	$212,694 (+1%)	$270,459 (-) Land $53,898 Building $216,561
2025	$2,648.00 (+7.08%) Homeowner's exemption	$193,358 Land $53,898 Building $216,561	$270,459 Land $53,898 Building $216,561
2024	$2,473.00
2023		$159,800 Land $53,831 Building $190,433	$244,264 Land $53,831 Building $190,433
2022	$2,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Whaley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Whaley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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