1220 Walnut Tree Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 1220 Walnut Tree Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1970
Lot Size	0.409 acres (17,808 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Sep 2003)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388-141-23-00`

Property Details

APN / Parcel Number

Primary APN	`388-141-23-00`
Alternative APN	`3881407000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	17,808 sqft (0.409 acres)
Lot Dimensions	139 ft deep x 128 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3881407000
Street Address	1220 WALNUT TREE LN
City	EL CAJON
State	CA
Zip	92021-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TCT 5 DOC139384REC69 IN TR MR0004PG090
Legal Subdivision	HILL ESTATE IN RANCHO EL CAJON
Legal Tract	5
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16503

Owner

1220 Walnut Tree Ln is owned and occupied by two individuals who bought it in September 2003.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1220 WALNUT TREE LN, EL CAJON, CA 92021-1104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2003 · Amount on File
Deed Sale	Sep 5, 2003 · Amount on File
Prior Sale	Jul 24, 1990 · Amount on File
Deed Document Number	20031089426
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1220 WALNUT TREE LN, EL CAJON, CA 92021-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350659
Date	Aug 27, 2018
Instrument	2018-0350659

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1220 WALNUT TREE LN, EL CAJON, CA 92021-1104
Document Number	0000546519
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 WALNUT TREE LN EL CAJON CA 920211104, EL CAJON, CA 92021-1104

Mortgage

Document Number	0000546519
Date	Nov 25, 2019
Instrument	546519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Walnut Tree Ln was $6,156.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,405 (+2%) Land $217,523 Building $308,882
2025	$6,156.00	$516,084 Land $213,258 Building $302,826
2023	$5,899.00 (+0.72%)	$496,046 Land $204,978 Building $291,068
2022	$5,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Walnut Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 Walnut Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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