1220 W Point Rd, Spooner, WI 54801 Property Records

Burnett County property record for 1220 W Point Rd, Spooner, WI 54801

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$8,226 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`07-028-2-40-14-25-5 05-002-025000`

Property Details

APN / Parcel Number

Primary APN	`07-028-2-40-14-25-5 05-002-025000`
Alternative APN	`18558`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	1220 W POINT RD
City	SPOONER
State	WI
Zip	54801-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL GOV LOT 2
Legal Range	14W
Legal Township	40N
Legal Section	25
Legal Lot Number	2
Jurisdiction	BURNETT WI
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1148
Census Tract	970400

Owner

Source: Burnett County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 W POINT RD, SPOONER, WI 54801-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 25, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2009
Deed Sale	Apr 14, 2009
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Document Number	2009402300
Prior Transfer Date	Dec 28, 2008
Prior Transfer Doc	0000402299
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	1220 W POINT RD, SPOONER, WI 54801-9012
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000484353
Date	Jan 3, 2024
Instrument	484353

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	1220 W POINT RD, SPOONER, WI 54801-9012
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 W POINT RD, SPOONER, WI 54801-9012

Mortgage

Document Number	0000482090
Date	Jul 25, 2023
Instrument	482090

Lender

Name	US BANK NA
Type	Bank
Address	BROOKFIELD, WI 53005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	1220 W POINT RD, SPOONER, WI 54801-9012
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475367
Date	Mar 25, 2022
Instrument	475367

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	1220 W POINT RD, SPOONER, WI 54801-9012
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	472477
Date	Oct 8, 2021
Instrument	472477

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Burnett County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Burnett County
County Subdivision	Scott Town
Unified School District	Spooner Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,226.00 (+59.39%)	$966,300 (+221.14%) Land $267,500 Building $698,800	$1,030,000 (+98.84%)
2023	$5,161.00	$300,900 Land $158,000 Building $142,900	$518,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	990.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2016)
Most Recent Claim	Jul 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Siren Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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