1220 W Main St, El Cajon, CA 92020 Property Records

San Diego County property record for 1220 W Main St, El Cajon, CA 92020

Property Summary

Property Type	Hotel
Details	4,581 sqft · built 1968
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Tax Bill	$30,758 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-110-19-00`

Property Details

APN / Parcel Number

Primary APN	`487-110-19-00`

Interior

Units	38 Units
Building Area	4,581 sqft Total Area
Gross Area	14,581 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	34,412 sqft (0.79 acres)

Location & Zoning

Street Address	1220 W MAIN ST
City	EL CAJON
State	CA
Zip	92020-4110
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C-G
Legal Description	BLK 27 LOT 17 POR TR 002122
Legal Subdivision	FLETCHER HILLS
Legal Tract	002122
Legal Block	27
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1019
Census Tract	16100

Owner

Source: San Diego County records · APN 487-110-19-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1650 HOTEL CIR N, 110, SAN DIEGO, CA 92108-2817
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 12, 2015
Transfer Doc	0000406877
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1220 W MAIN ST, EL CAJON, CA 92020-4110
Transaction Type	Mortgage
Record Updated	Nov 09, 2022
Title Company	CHICAGO TITLE CO COM DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 HOTEL CIR N 110, 110, SAN DIEGO, CA 92108-2817

Mortgage

Document Number	0000415290
Date	Oct 27, 2022
Instrument	2022-0415290

Lender

Name	ENDEAVOR BANK
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,025,320 (+2%) Land $475,071 Building $550,249
2025	$30,758.00 (-9.49%)	$1,005,216 (+4.04%) Land $465,756 Building $539,460
2023	$33,983.00 (+18.3%)	$966,184 Land $447,671 Building $518,513
2022	$28,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 358 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELIX WATER DISTRICT serves 277,918 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.