1220 W Ave M, Temple, TX 76504 Property Records

Bell County property record for 1220 W Ave M, Temple, TX 76504

Property Summary

Property TypeCommercial
Details2 ba · 3,142 sqft · built 1975
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on Record
Last Sale$704,900 (Sep 2025)
Tax Bill$7,414 (2025)
Deeds & MortgagesSep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN0119280000

Property Details

APN / Parcel Number

Primary APN0119280000
Alternative APNs
  • 1211
  • 797

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,142 sqft Gross Area
1st Floor Area192 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions150 ft deep x 140 ft wide
View / LotCommercial
Canopy200 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1220 W AVENUE M
CityTEMPLE
StateTX
Zip76504-7227
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeGR
Legal DescriptionTAL-COE PLACE, BLOCK 012, LOT 7, 9, 11
Legal SubdivisionTAL-COE PLACE
Legal Block12
Legal Lot Number7,9
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group3
Census Block3023
Census Tract21000

Owner

Source: Bell County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address68 RICHLAND DR, BELTON, TX 76513-5769
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleOct 1, 2024 · Amount on Record
Deed Document Number202547347
Record UpdatedOct 29, 2026

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1220 W AVENUE M, TEMPLE, TX 76504-7227
Document Number0000039063
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1220 W AVENUE M TEMPLE TX 765047227, TEMPLE, TX 76504-7227

Mortgage

Document Number0000039063
DateSep 18, 2017
Instrument39063
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
AddressTEMPLE, TX 76503
Agreement
AmountAmount Recorded
Term60 Months
DueSep 17, 2022
Interest
Rate10%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,414.00 (+59.61%)$205,976 (+1.65%) Land $68,250 Building $137,726$205,976 (+1.65%) Land $68,250 Building $137,726
2023$4,645.00 (+8.28%)$202,630 Land $63,000 Building $139,630$202,630 Land $63,000 Building $139,630
2022$4,290.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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