San Joaquin County property record for 1220 Traditions St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,511 sqft · built 1998 |
| Lot Size | 0.1 acres (4,335 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Jan 2012) |
| Tax Bill | $2,923 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-300-540-000 |
| Primary APN | 246-300-540-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,511 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,335 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-300-54 |
|---|---|
| Street Address | 1220 TRADITIONS ST |
| City | TRACY |
| State | CA |
| Zip | 95376-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2399 LOT 66 |
| Legal Subdivision | VICTORIA PARK |
| Legal Tract | 2399 |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5208 |
1220 Traditions St is owned and occupied by two individuals who acquired it in June 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Nov 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE |
| Jun 23, 2017 | Quit Claim Deed, Transfer · FHA Mortgage ST FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2012 · Amount on File |
| Deed Sale | Jan 31, 2012 · Amount on File |
| Prior Sale | Sep 19, 2007 · Amount on File |
| Deed Document Number | 201211672 |
| Last Transfer Date | Jun 10, 2017 |
| Transfer Doc | 0000071381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Document Number | 0000016520 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-016520 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Document Number | 0000000978 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 2025-000978 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Document Number | 0000152910 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-152910 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000096844 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018-096844 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 23, 2017 |
| Property Address | 1220 TRADITIONS ST, TRACY, CA 95376-1328 |
| Document Number | 0000071381 |
| Instrument Date | Jun 10, 2017 |
| Instrument | 71381 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1220 TRADITIONS ST TRACY CA 953761328, TRACY, CA 95376-1328 |
| Document Number | 71382 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 71382 |
| Name | ST FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2047 |
The 2026 property tax bill for 1220 Traditions St was $2,923, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,923.00 (+0.1%) | ||
| 2025 | $2,920.00 | $233,615 Land $57,773 Building $175,842 | |
| 2023 | $2,657.00 (+2.11%) | $224,546 Land $55,531 Building $169,015 | $548,640 |
| 2022 | $2,602.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1220 Traditions St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1220 Traditions St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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