1220 Stack St, Staunton, VA 24401 Property Records

Staunton City property record for 1220 Stack St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1900
Lot Size	0.34 acres (14,811 sqft)
Owner	Individual Name on File
Tax Bill	$1,943 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4580`

Property Details

APN / Parcel Number

Primary APN	`4580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1973
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	14,811 sqft (0.34 acres)
Lot Dimensions	157 ft deep x 94 ft wide
Garage Area	1,440 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1220 STACK ST
City	STAUNTON
State	VA
Zip	24401-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 16A (REV LOTS 16 &-17)
Legal Subdivision	HOULIHAN-BOSSERMAN
Legal Lot Number	16A
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4002
Census Tract	200

Owner

Source: Staunton City records · APN 4580

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1220 STACK ST, STAUNTON, VA 24401-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1220 STACK ST, STAUNTON, VA 24401-4553
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 180000306
Date	Feb 08, 2018
Instrument	180000306

Lender

Name	UNION BANK & TRUST
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Staunton City records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,943.00 (+18.04%)	$213,520 (+15.45%) Land $57,420 Building $156,100	$213,520 (+15.45%) Land $57,420 Building $156,100
2023	$1,646.00	$184,950 Land $50,450 Building $134,500	$184,950 Land $50,450 Building $134,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1996–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2021 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: MGW Communications, Verizon.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF STAUNTON serves 25,750 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.