1220 S Monroe St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1220 S Monroe St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,229 sqft · built 1995
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2022)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
APN	`106-815-3566`

Property Details

APN / Parcel Number

Primary APN	`106-815-3566`
Alternative APN	`23266`

Interior

Building Area	1,229 sqft Living Area

Exterior

Year Built	Built 1995

Location & Zoning

Street Address	1220 S MONROE ST
City	COVINGTON
State	LA
Zip	70433-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW COVINGTON SQ 906 LT1
Legal Subdivision	NEW COVINGTON SQS 900-920
Legal Lot Number	1
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3057
Census Tract	40602

Owner

1220 S Monroe St is owned and occupied by an individual who bought it in October 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1220 S MONROE ST, COVINGTON, LA 70433-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed, Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO
Oct 19, 2020	Cash Sale Deed, Transfer · Commercial Mortgage GULF COAST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	2348792
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 5, 2022
Property Address	1220 S MONROE ST, COVINGTON, LA 70433-3639
Document Number	0002348792
Map Reference	CIN 900110
Instrument Date	Oct 5, 2022
Instrument	2348792
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 S AMERICA ST, COVINGTON, LA 70433-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S MONROE ST, COVINGTON, LA 70433-3639

Mortgage

Document Number	0002348793
Date	Oct 5, 2022
Instrument	2348793

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 19, 2020
Property Address	1220 S MONROE ST, COVINGTON, LA 70433-3639
Document Number	0002232976
Map Reference	CIN 900110
Instrument Date	Oct 15, 2020
Instrument	2232976
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 S NEW HAMPSHIRE ST, COVINGTON, LA 70433-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 S AMERICA ST, COVINGTON, LA 70433-3535

Mortgage

Document Number	0002232980
Date	Oct 19, 2020
Instrument	2232980

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1220 S Monroe St was $1,009 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (-3.44%) Homeowner's exemption	$15,704 (-) Land $5,000 Building $10,704	$157,043 (-) Land $50,000 Building $107,043
2024	$1,045.00 (-0.38%) Homeowner's exemption	$15,704 (+3.99%) Land $5,000 Building $10,704	$157,043 (+4%) Land $50,000 Building $107,043
2023	$1,049.00 (-41.3%) Homeowner's exemption	$15,101 (-) Land $6,000 Building $9,101	$151,010 (-) Land $60,000 Building $91,010
2022	$1,787.00	$15,101 Land $6,000 Building $9,101	$151,010 Land $60,000 Building $91,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1220 S Monroe St; there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	8 (1983–2016)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 S Monroe St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, REV.

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