1220 S Cunningham Ave, Independence, MO 64050 Property Records

Jackson County property record for 1220 S Cunningham Ave, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1918
Lot Size	0.219 acres (9,516 sqft)
Owner	Company Name on Record
Tax Bill	$943 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-330-06-31`

Property Details

APN / Parcel Number

Primary APN	`26-330-06-31`
Alternative APNs	`26-330-06-31-00-0-00-000` `26330063100000001` `778241`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	728 sqft
Basement Area	896 sqft
Flooring	Carpet

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,516 sqft (0.219 acres)
Lot Dimensions	272 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	778241
Street Address	1220 S CUNNINGHAM AVE
City	INDEPENDENCE
State	MO
Zip	64050-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUNNINGHAM LAWN S 1/2 OF LOT 4
Legal Subdivision	CUNNINGHAM LAWN
Legal Block	2
Legal Lot Number	4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2001
Census Tract	11701

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15301 W 87TH STREET PKWY, B35, LENEXA, KS 66219-1424
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Oct 24, 2019	Grant Deed, Transfer CARTER W C & L A TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019
Deed Sale	Oct 24, 2019
Deed Document Number	2019E86703
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1220 S CUNNINGHAM AVE, INDEPENDENCE, MO 64050-3421
Document Number	0000E51947
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15301 W 87TH STREET PKWY #225 LENEXA KS 662199851, 225, LENEXA, KS 66219-9851

Mortgage

Document Number	0000E51947
Date	Jun 22, 2020
Instrument	51947E

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OVERLAND PARK, KS 66211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 24, 2019
Property Address	1220 S CUNNINGHAM AVE, INDEPENDENCE, MO 64050-3421
Document Number	0000E86703
Instrument Date	Oct 23, 2019
Instrument	86703E
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15301 W 87TH STREET PKWY #B35 LENEXA KS 662191424, B35, LENEXA, KS 66219-1424

Mortgage

Document Number	E87945
Date	Oct 24, 2019
Instrument	87945E

Lender

Name	CARTER W C & L A TRUST (PT)
Address	7524 TWILIGHT LN, LENEXA, KS 66217-9501

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2024

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,201 (-) Land $3,108 Building $10,093	$69,480 (-)
2025	$943.00 (+18.62%)	$13,201 (+15%) Land $3,108 Building $10,093	$69,480 (+15%)
2024	$795.00 (+2.32%)
2023	$777.00	$11,479 Land $2,728 Building $8,751	$60,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: KC Web, T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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