1220 River Gap Cir, Irmo, SC 29063 Property Records

Richland County property record for 1220 River Gap Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 7,330 sqft · built 2021
Lot Size	132 acres (5,754,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Sep 2016)
Tax Bill	$10,860 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05400-01-09`

Property Details

APN / Parcel Number

Primary APN	`05400-01-09`
Alternative APNs	`R05400-01-09` `00070498`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	7,330 sqft Heated Area
Gross Area	11,786 sqft
1st Floor Area	3,610 sqft
Basement Area	2,840 sqft
Finished Basement	1,516 sqft
Unfinished Basement	1,324 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,754,276 sqft (132 acres)
Garage Area	764 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00070498
Street Address	1220 RIVER GAP CIR
City	IRMO
State	SC
Zip	29063-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	PT PARCEL D #SU #PR RB886-467
Legal Subdivision	DANIEL MARK ELLIS AND NORA BROWN ELLIS B
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	3
Census Block	3005
Census Tract	10314

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SALUDA MILL DR, WEST COLUMBIA, SC 29169-6254
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA
Jul 29, 2019	Grant Deed, Construction Loan · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	May 17, 2005 · Amount on Record
Deed Document Number	201669746
Deed Book / Page	2147 / 1450
Prior Transfer Date	Mar 1, 2004
Prior Transfer Doc	0907/0413
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1220 RIVER GAP CIR, IRMO, SC 29063-2959
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026581584
Date	Aug 25, 2021
Book Page	2658/1584
Instrument	2021057067

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STATESBORO, GA 30459

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 29, 2019
Property Address	1220 RIVER GAP CIR, IRMO, SC 29063-2959
Book / Page	002414 / 002625
Instrument Date	Jul 29, 2019
Instrument	55369
Transaction Type	Construction Loan
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GEIGER RD SC, SC

Mortgage

Document Number	2414/2625
Date	Jul 29, 2019
Book Page	002414/002625
Instrument	55369

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 1590, SUMMERVILLE, SC 29484-1590

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,860.00 (+19.74%)	$44,460 (-96.52%)	$1,300,000 (-) Land $76,100 Building $1,223,900
2024		$1,278,200 (+2,774.94%)	$1,300,000 (+16.96%) Land $76,100 Building $1,223,900
2023	$9,070.00 (+386.59%)	$44,460 (+1,141.9%)	$1,111,500 (+7.26%)
2021	$1,864.00	$3,580	$1,036,300 Land $1,034,300 Building $2,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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