DuPage County property record for 1220 Needles Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,359 sqft · built 1977 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,000 (Aug 1998) |
| Tax Bill | $11,629 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-307-054 |
| Primary APN | 08-20-307-054 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,359 sqft Living Area |
| Gross Area | 3,267 sqft |
| 1st Floor Area | 2,359 sqft |
| Basement Area | 908 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Electric |
|---|
| Street Address | 1220 NEEDLES CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HOBSON VILLAGE UNIT 1 ALL |
| Legal Subdivision | HOBSON VILLAGE |
| Legal Lot Number | 58 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 846208 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1220 NEEDLES CT, NAPERVILLE, IL 60540-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 1998 · Amount on Record |
| Deed Sale | Aug 4, 1998 · Amount on Record |
| Deed Document Number | 1998156595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1220 NEEDLES CT, NAPERVILLE, IL 60540-7732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1220 NEEDLES CT, NAPERVILLE, IL 60540-7732 |
| Document Number | 0000012668 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | R2022-012668 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1220 NEEDLES CT, NAPERVILLE, IL 60540-7732 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000108002 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | R2019-108002 |
| Name | BLUESTAR MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1220 NEEDLES CT, NAPERVILLE, IL 60540-7732 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000091346 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | R2020-091346 |
| Name | BLUESTAR MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,629.00 (+12.3%) | $207,271 (+24.86%) Land $87,867 Building $119,404 | $621,813 (+24.86%) Land $263,601 Building $358,212 |
| 2022 | $10,355.00 Homeowner's exemption | $166,000 Land $70,370 Building $95,630 | $498,000 Land $211,110 Building $286,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2001–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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