1220 N Davis Rd, Independence, MO 64056 Property Records

Jackson County property record for 1220 N Davis Rd, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1992
Lot Size	0.205 acres (8,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,552 (Feb 2022)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-15-45`

Property Details

APN / Parcel Number

Primary APN	`16-510-15-45`
Alternative APNs	`16-510-15-45-00-0-00-000` `16510154500000001` `737891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	696 sqft
Basement Area	1,536 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,908 sqft (0.205 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737891
Street Address	1220 N DAVIS RD
City	INDEPENDENCE
State	MO
Zip	64056-1394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS SECOND PLAT LOT 37
Legal Subdivision	REGENCY HEIGHTS 2ND PLAT
Legal Block	4
Legal Lot Number	37
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 17, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 22, 2018	Loan Modification, Mortgage WELLS FARGO BK
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	2022E18493
Prior Transfer Date	Feb 16, 2022
Prior Transfer Doc	00E0015791
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 25, 2022
Property Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Document Number	00E0018493
Instrument Date	Feb 25, 2022
Instrument	2022E0018493
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394

Mortgage

Document Number	00E0018494
Date	Feb 25, 2022
Instrument	2022E0018494

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 17, 2022
Property Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Document Number	00E0015791
Instrument Date	Feb 16, 2022
Instrument	2022E0015791
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Document Number	0000E96614
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 N DAVIS RD INDEPENDENCE MO 640561394, INDEPENDENCE, MO 64056-1394

Mortgage

Document Number	0000E96614
Date	Nov 7, 2018
Instrument	96614E

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Document Number	000E101253
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 N DAVIS RD INDEPENDENCE MO 640561394, INDEPENDENCE, MO 64056-1394

Mortgage

Document Number	000E101253
Date	Nov 27, 2018
Instrument	101253E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Interest

Rate	4.75%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 3, 2018
Property Address	1220 N DAVIS RD, INDEPENDENCE, MO 64056-1394
Document Number	0000E58064
Instrument Date	Jun 29, 2018
Instrument	58064E
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 N DAVIS RD INDEPENDENCE MO 640561394, INDEPENDENCE, MO 64056-1394

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,951 (-) Land $6,190 Building $33,761	$210,270 (-)
2025	$3,259.00 (-7.96%)	$39,951 (-10.41%) Land $6,190 Building $33,761	$210,270 (-10.41%)
2024	$3,541.00 (+0.48%)
2023	$3,524.00	$44,593 Land $6,631 Building $37,962	$234,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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