San Luis Obispo County property record for 1220 Morro Ave, Morro Bay, CA 93442
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 784 sqft · built 1948 |
| Lot Size | 0.094 acres (4,136 sqft) |
| Owner | Owner Name on File |
| Last Sale | $462,000 (Dec 2002) |
| Tax Bill | $7,374 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-023-013 |
| Primary APN | 066-023-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Total Area |
| Gross Area | 1,664 sqft |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,136 sqft (0.094 acres) |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 1220 MORRO AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2022 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R2 |
| Legal Description | CY MB ATAS BCH BL 31 LT 52 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 31 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10603 |
The current owner of 1220 Morro Ave bought it in December 2002.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 8 MOHICAN PK AVE, DOBBS FERRY, NY 10522-2321 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2002 · Amount on File |
| Deed Sale | Dec 3, 2002 · Amount on File |
| Prior Sale | May 8, 1996 |
| Deed Document Number | 2002105316 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1220 MORRO AVE, MORRO BAY, CA 93442-2022 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 MOHICAN PK AVE, DOBBS FERRY, NY 10522-2321 |
| Document Number | 0000032634 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021032634 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 1220 Morro Ave was $7,374.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,374.00 | $669,110 Land $434,490 Building $234,620 |
| 2023 | $7,118.00 (+6.68%) | $643,129 Land $417,619 Building $225,510 |
| 2022 | $6,672.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1220 Morro Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1220 Morro Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
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