1220 Mockingbird Ln, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 1220 Mockingbird Ln, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,245 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$795,000 (Apr 2023)
Tax Bill	$6,129 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171-091-56`

Property Details

APN / Parcel Number

Primary APN	`171-091-56`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,245 sqft Living Area
1st Floor Area	2,245 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1220 MOCKINGBIRD LN
City	CHARLOTTE
State	NC
Zip	28209-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L12 B1 M7-207
Legal Subdivision	LONGWOOD PARK
Legal Block	1
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	3111

Owner

1220 Mockingbird Ln is owned and occupied by an individual who acquired it in February 2026.

Source: Mecklenburg County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CAPTIAL CENTER LLC
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	202332997
Deed Book / Page	38052 / 415
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000019709
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2026
Property Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207
Document Number	0000019709
Book / Page	40230 / 988
Map Reference	MB 7 PG 207
Instrument Date	Feb 23, 2026
Instrument	2026019709
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207

Mortgage

Document Number	0000019710
Date	Feb 27, 2026
Instrument	2026019710

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 13, 2023
Property Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207
Document Number	0000032997
Book / Page	38052 / 415
Map Reference	MB 7 PG 207
Instrument Date	Apr 13, 2023
Instrument	2023032997
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 SHARON AVE, CHARLOTTE, NC 28211-2655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207

Mortgage

Document Number	0000032998
Date	Apr 13, 2023
Instrument	2023032998

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192985
Date	Nov 16, 2020
Book Page	35320/305
Instrument	2020192985

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2017
Property Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207
Document Number	0000025779
Book / Page	31600 / 229
Map Reference	MB7 PG207
Instrument Date	Feb 23, 2017
Instrument	2017025779
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 ANNISTON PL, 1110, INDIAN TRAIL, NC 28079-4357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MOCKINGBIRD LN, CHARLOTTE, NC 28209-3207

Mortgage

Document Number	0000025780
Date	Feb 28, 2017
Instrument	2017025780

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$715,600 Land $275,000 Building $440,600	$715,600 Land $275,000 Building $440,600
2024	$6,129.00
2023			$715,600 Land $275,000 Building $440,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Mockingbird Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (2005–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Mockingbird Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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