1220 Mary Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1220 Mary Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,770 sqft · built 1971
Lot Size	0.959 acres (41,787 sqft)
Owner	Trust Name on File
Last Sale	$805,000 (Sep 2004)
Tax Bill	$14,072 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage May 2018 Transfer
Flood Zone	Zone D (undetermined)
APN	`830-09-025`

Property Details

APN / Parcel Number

Primary APN	`830-09-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	41,787 sqft (0.959 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1220 MARY CT
City	GILROY
State	CA
Zip	95020-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5A
Legal Description	LOT C
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3000
Census Tract	512401

Owner

1220 Mary Ct is owner-occupied and held in a trust since October 2022.

Source: Santa Clara County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1220 MARY CT, GILROY, CA 95020-9212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
May 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2004 · Amount on File
Deed Sale	Sep 8, 2004 · Amount on File
Deed Document Number	200417991466
Last Transfer Date	Oct 13, 2022
Transfer Doc	0025388773
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1220 MARY CT, GILROY, CA 95020-9212
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MARY CT, GILROY, CA 95020-9212

Mortgage

Document Number	0025388774
Date	Oct 20, 2022
Instrument	25388774

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.4%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.4%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 15, 2018
Property Address	1220 MARY CT, GILROY, CA 95020-9212
Document Number	0023933108
Instrument Date	May 7, 2018
Instrument	23933108
Transaction Type	Transfer
Record Updated	May 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1220 MARY CT GILROY CA 950209212, GILROY, CA 95020-9212

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Mary Ct was $14,072, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,174,945 (+2%) Land $639,798 Building $535,147
2025	$14,072.00 (+1.62%)	$1,151,907 Land $627,253 Building $524,654
2024	$13,847.00 (+0.72%)
2023	$13,748.00 (+1.81%)	$1,107,179 Land $602,897 Building $504,282
2022	$13,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Mary Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Mary Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: South Valley Internet, Verizon.

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