Oakland County property record for 1220 Lyons Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,680 sqft · built 1951 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Aug 2022) |
| Tax Bill | $6,014 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-308-030 |
| Primary APN | 72-25-09-308-030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 1,010 sqft |
| Finished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1220 LYONS AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 NORTHWOOD SUB NO 8 LOT 1260, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | NORTHWOOD NO 8 |
| Legal Lot Number | 1260 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 183700 |
Source: Oakland County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Feb 23, 2021 | Warranty Deed, Transfer SHIELD TITLE AGENCY INC |
| Feb 12, 2021 | Intrafamily Transfer, Transfer |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 2022428089 |
| Deed Book / Page | 58026 / 310 |
| Prior Transfer Date | Jan 19, 2021 |
| Prior Transfer Doc | 0000039197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 3RD ST A218, A218, OAKLAND, CA 94607-4364 |
| Document Number | 0000043307 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 55721/91 |
| Instrument | 43307 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 10, 2022 |
| Property Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000428089 |
| Book / Page | 58026 / 310 |
| Map Reference | LB 36 PG 40 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 428089 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | SHIELD TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 LYONS AVE, 1220, ROYAL OAK, MI 48073-3172 |
| Name | Verified Name |
|---|---|
| Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000430763 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 58040/91 |
| Instrument | 430763 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2021 |
| Property Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000047677 |
| Book / Page | 55754 / 726 |
| Map Reference | LB 36 PG 40 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 47677 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | SHIELD TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 LYONS AVE, 1220, ROYAL OAK, MI 48073-3172 |
| Name | Verified Name |
|---|---|
| Address | 189 3RD ST APT A218, A218, OAKLAND, CA 94607-4364 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000039197 |
| Book / Page | 55686 / 582 |
| Map Reference | LB 36 PG 40 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 39197 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1220 LYONS AVE, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000064667 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1220 LYONS AVE ROYAL OAK MI 480733172, ROYAL OAK, MI 48073-3172 |
| Document Number | 0000064667 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 051725/000051 |
| Instrument | 64667 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,014.00 (-18.15%) Homeowner's exemption | $195,320 | $390,640 |
| 2024 | $7,348.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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