1220 Laurel Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 1220 Laurel Ave, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,048 sqft · built 2024
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$439,900 (Apr 2025)
Tax Bill$4,131 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2022 Transfer
APN0201001003080

Property Details

APN / Parcel Number

Primary APN0201001003080

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1220 LAUREL AVE
CityCHESAPEAKE
StateVA
Zip23325-3020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6: RESIDE
Legal Description10 BLK 60 N HGLDS SUB 1
Legal SubdivisionNORFOLK HIGHLANDS A & B & WHOLE MAP 20
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3008
Census Tract20003

Owner

1220 Laurel Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1220 LAUREL AVE, CHESAPEAKE, VA 23325-3020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jan 7, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Prior SaleJun 3, 2024 · Amount on File
Deed Document Number20257796
Deed Book / Page10844 / 100
Prior Transfer DateDec 14, 2021
Prior Transfer Doc10505/1074
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 8, 2026
Property Address1220 LAUREL AVE, CHESAPEAKE, VA 23325-3020
Document Number0000014570
Book / Page10987 / 1428
Instrument DateJun 1, 2026
Instrument202614570
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 LAUREL AVE, CHESAPEAKE, VA 23325-3020

Mortgage

Document Number0000014570,
DateJun 8, 2026
Book Page10987/1428
Instrument202614570
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 7, 2022
Property AddressLAUREL AVE, CHESAPEAKE, VA 23325
Document Number10505/1074
Book / Page10505 / 1074
Instrument DateDec 14, 2021
Instrument220000829
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 WALLER RD, NATHALIE, VA 24577-4100

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Laurel Ave was $4,131, up 289.3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,200 (+7.14%) Land $125,000 Building $313,200$438,200 (+7.14%) Land $125,000 Building $313,200
2025$4,131.00 (+289.35%)$409,000 Land $115,000 Building $294,000$409,000 Land $115,000 Building $294,000
2024$1,061.00
2023$100,000 (+5.26%) Land $100,000$100,000 (+5.26%) Land $100,000
2022$95,000 Land $95,000$95,000 Land $95,000
2019$840.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1220 Laurel Ave; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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